Budgeting Worksheets

About this resource

Looking for budgeting worksheets that go past "can I buy this?" This is a complete life-skills set for grades 6-12 about planning the whole month: read a pay stub, turn a paycheck into money for the month, sort needs from wants and fixed from variable expenses, build a monthly budget, fix one that is too big, put bills on a calendar, save for a goal, and check whether spending stayed in the budget. Every person, job, store and amount is made up for practice, and there is an answer key for every worksheet.

EVERYTHING INSIDE (38 pages)

• 21 student pages in 14 kinds of page, each with a name line and one short instruction
• 132 scored items across 18 scored worksheets; every answer is computed from the same numbers that draw the page
• Budget Words: a word bank of 8 words (budget, income, expense, gross pay, take-home pay, savings, fixed expense, variable expense) and 8 meanings to match
• Read the Pay Stub: 6 drawn pay stubs; find gross pay (hours times pay each hour) and take-home pay (gross pay minus the taken-out amount, which is given as a plain number)
• From Paycheck to Month: 6 problems (take-home pay times the paychecks in a month, then bills, then left or short), with a worked example
• Need or Want? 10 pictured items to tick, and a cut-and-paste mat with 6 pieces
• Fixed or Variable? 10 pictured items to tick, and a cut-and-paste mat with 6 pieces
• Build a Monthly Budget (a given budget to add up, then find the money left), Plan Your Own Budget (income and fixed costs given, you choose the rest) and Fix the Budget (a 7-line budget that is over the income, cut it to fit)
• Bills Calendar: 6 drawn bill cards and a month grid of 30 squares to write on; Bills Week by Week: 8 bills sorted into 5 week bands and totaled
• Saving Goals: 6 goals with the months to save worked out; My Savings Plan: 8 monthly deposits added into a running total
• Is It in the Budget? 10 pictured items, each with a price tag, a budget tag, YES or NO and an over-or-left box; a cut-and-paste YES and NO mat with 6 pieces
• A Week of Receipts: 4 drawn receipts to add against a weekly budget; Budget Check: 8 categories, over, same or under
• 1 budget quiz of 7 items (letters A to C), 1 Think It Through page with 3 written questions and 5 ruled lines each, 1 self check of 8 statements
• 18 cut-and-paste pieces on 3 mats, 6 pieces each in a 3 by 2 grid
• 4 answer keys; 1 tracker (18 scored pages), 1 class grid (15 students, 8 skill columns), 1 team note, 1 family page
• 1 filled example (an invented student), 1 phrase bank (17 starters in 6 groups)
• A binder cover with type-in teacher and class fields, and a page of 5 divider tabs (Money In, Needs and Wants, Build a Budget, Bills and Saving, Check and Keys) with a spine label to cut out
• Start Here and a how-to-read-a-page page

How To Use It

1. Print the whole file, or only the pages you need. It prints in color or in black and white; every page still reads when copied in black and white.

2. Start with Budget Words and the paycheck pages, then the needs and wants and fixed and variable sorts, then the budget pages. The Start Here page says which page does which job.

3. Hand a student the page. Each one has a "My name" line, one short instruction with a small picture, and room to write. Or open the PDF and type into the boxes.

4. Check with the answer keys, then record the score on the tracker. The filled example shows how.

Built For The Student Holding The Page

A big "My name" line, one short instruction with a small picture cue, a plain scalloped border and big boxes to write in. A small circle, square or triangle by the page title marks how many steps the page takes (a shape, never a number). Nothing on a student page is written for an adult: the keys and records are on separate teacher pages. The cut pages have six pieces in a strip-and-grid layout, edge to edge, so there are only a few straight cuts. The pictures of everyday things (a house, a bus, a laptop, a pig) are clip art, and the pay stubs, bill cards, receipts, bills, coins, price tags and store awning are drawn for this file.

Made-Up People, Jobs And Amounts

Every person, job, store, bill and amount is invented for practice. None is a real person, employer or store. The amount taken out of each pay stub is just a number given on the page, so students practice gross pay minus a number; real pay stubs depend on many things. No currency symbol is used anywhere in the file: amounts are written the way a register shows them, with a word such as "dollars" or "budget" on the price tag. The only student in the file is an invented example, and it says so.

Type In, Or Print

The name line, every answer box, every check box, every calendar square, every table cell and every ruled work box are type-in fields in any PDF reader: click one, type, then save. The pages also print, and the check boxes can be marked by hand. This is a fillable PDF; it is not a Google Slides or PowerPoint file.

What This Is, And What It Is Not

A set of budgeting practice pages with the record-keeping around it. It is not a timed test, a screener, a clinical tool, financial or tax advice, or a claim about any student's age or rate of progress. There is no IEP goal language or eligibility wording anywhere in the file, and no claim of alignment to any standard. The tracker has a blank line for your own goal wording.

Who This Is For

Teachers of life-skills and special education classes, math intervention, transition and career-readiness programs for grades 6-12, and families who want real-world money practice that does not look like it was made for little kids.

If You Want More Money Practice

Enough Money or Not Enough? Task Box | Special Education Life Skills Money; Adding and Subtracting Money Amounts Progress Monitoring Probes; Money Word Problems Single-Step Progress Monitoring Probes.